Kurniawan, Muhammad Sani FINANCIAL INDEPENDENCE 101: A BLUEPRINT FOR EARLY RETIREMENT. COSTING:Journal of Economic, Business and Accounting, 7 (4). pp. 8751-8756. ISSN 2597-5234

Text (MUHAMMAD SANI KURNIAWAN_FINANCIAL INDEPENCE) 10724-Article Text-100401-1-10-20240616 (2).pdf - Published Version Download (351kB)

Abstract

This study investigates the determinants of early retirement preparedness within the context of Bank Sulteng,
focusing on the roles of income, expenses, and investments. Using a quantitative approach and Smart PLS analysis,
data from a sample of 100 bank customers were analyzed to explore the direct and indirect effects of these
variables on early retirement preparedness. The results indicate that income significantly influences both
investment decisions and early retirement preparedness, highlighting its crucial role in shaping individuals'
financial trajectories. Moreover, investments emerged as a significant determinant of early retirement
preparedness, underscoring the importance of strategic investment planning. However, while expenses showed a
direct significant impact on early retirement preparedness, their indirect effect through investments was not
statistically significant. These findings provide valuable insights for individuals, financial institutions, and
policymakers aiming to enhance financial literacy and promote effective retirement planning strategies

Item Type:	Article
Uncontrolled Keywords:	Early Retirement Preparedness, Income, Expenses, Investments
Subjects:	Investasi Manajemen Strategis
Divisions:	Publikasi Ilmiah > Jurnal Nasional
Depositing User:	Muhammad Sani Kurniawan
Date Deposited:	26 Sep 2024 07:24
Last Modified:	26 Sep 2024 07:24
URI:	https://repository.poltekapp.ac.id/id/eprint/4326

Actions (login required)

View Item